As a society, many Americans seem to be living beyond their means. This website http://www.positiveincrease.com/2009/07/19/how-to-have-a-positive-increase-in-wealth.html is an excellent resource and reminder of what an individual needs to do in order to have an increase in wealth. First, they recommend you create a budget, listing your positive and negative cash flow. How much money is coming in and what exactly are your expenses? After all this is calculated, begin paying off your debts. Don’t buy anything unless you can pay for it in cash. Always put away a little from each pay check for a rainy day. All in all, if you are to increase your wealth, you need to take more responsibility for how you are spending your money and how much you are saving,

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